Lender Agreement

The contract between you (a lender) and xlinked. Payout rate, uptime floor, disconnect rights, what happens if LinkedIn pauses your account. Written so a normal person can read it.

§1Relationship

By connecting a node you enter this Lender Agreement with xlinked. It supplements the Terms of Service where they conflict on payout or node operation, this agreement wins.

§2Payout

• Classic accounts — $15 USD per calendar month of qualified uptime, prorated for partial months. Qualified = node online ≥ 95% of assigned hours at your pace preset.
• Sales Navigator — custom quote per seat; always net ≥ $15. See Sales Nav enquiry.
• Settlement on the 25th via Wise. We cover Wise transfer fees on the $15 baseline.

§3Your obligations

• One LinkedIn account per person. Multi-account lending forfeits all accrued payouts.
• Keep credentials secure; notify us within 24 hours of suspected compromise.
• Do not manually increase read volume beyond your dashboard preset.

§4If LinkedIn restricts your account

Disconnect immediately. Current-month accrual still pays out. If the restriction is provably caused by xlinked behavior (audit log), we add a $200 hardship payment. Permanent loss after contest: $800. Full policy in The LinkedIn ToS, honestly.

§5Disconnect & pause

You may disconnect any time — one click in Settings. We may pause your node for maintenance, policy review, or LinkedIn rate-limit signals; paused hours do not count against uptime unless the pause exceeds 48 consecutive hours without your consent.

§6Liability

You are not charged fees to lend through xlinked. Our obligation to you is to pay qualified accruals under §2 — nothing more. Except for those payouts, we are not liable to you for any claim or loss arising from your participation in the network, including LinkedIn enforcement actions. The $200 / $800 hardship amounts in §4 and the honest-answer doc are discretionary; they do not expand our liability if we choose not to pay them in a borderline case.